![]() ![]() Ann Taylor MastercardĪnn Taylor is a women’s retail store under the Ann Inc. Now that we’ve highlighted the top 3 credit cards from Comenity Bank, let’s take a look at some of the other popular cards they offer to see if your favorite store made the list. Comenity Bank’s Most Popular Credit Cards This card earns 2% back in Orbucks on all other purchases and offers a $100 statement credit when you spend $1,500 in the first 90 days of account opening.īottom Line: The earnings potential with no annual fee makes the Orbitz Rewards Visa Card a great choice for travelers who aren’t loyal to hotel brands. ![]() Orbitz automatically enrolls cardholders in their dining rewards program, which gives 7% back on select restaurants, bars, and nightclubs. This status offers free Wi-Fi, breakfast, and waived resort fees at select VIP Hotels. If you can’t live without hotel loyalty status, this card gives you instant Orbitz Gold status. These earning rates make the Orbitz Rewards Visa Card great to use for hotels where you can’t earn hotel branded points. ![]() Hotels have the highest earning rates, raking in 10% in Orbucks when you use the card to book hotels on the Orbitz mobile app and 8% when booking on a desktop. All Orbitz Rewards members earn 1% for flights booked on Orbitz, but using this card adds an extra 5% to earn 6% back on airfare booked on Orbitz. This card earns a bonus 5% on all Orbitz bookings, which can earn up to 10% back in rewards. This card is linked with Orbitz Rewards Orbucks, which you can redeem for $1 per Orbuck for hotel bookings on Orbitz. The Orbitz Rewards Visa Card is a good choice for a travel-earning credit card. Comenity Bank store credit cardsĬomenity offers so many different credit cards, but we’ve narrowed it down to the top 2 cards that offer the best rewards for travelers and everyday spenders. Most of these cards are tied to store-specific rewards programs but provide extra benefits for using the card and rewards program perks for regular shoppers. Most credit cards offered by Comenity Bank are designed for frequent shoppers at targeted stores. There are also options for fast card approvals that also have superior rewards, if time is a factor. If 0% interest credit cards for up to 15 months are of interest to you, we’ve compiled a list of cards which are generally more rewarding than the store credit cards listed below. Note: Many of these cards charge extremely high interest rates. If they issue a card for a store you shop at frequently, their credit card rewards program is worth the look. While Comenity Bank’s cards don’t typically offer large sign-up bonuses, they tailor their rewards programs and bonuses specifically for the customers of their retail partners. If it asks for just the last 4 digits, it is less likely to result in a hard pull.Ĭomenity Bank offers lots of different credit cards, mostly stored-branded cards, that may offer easy approvals without a hard pull on your credit report using the shopping cart trick. If the offer requires you to input your full Social Security number, it will likely result in a hard pull on your credit report. The trick to getting the offer is to not opt out of promotional credit card offers and ensure that your pop-up blocker is turned off. Known as the shopping cart trick, a credit card offer from Comenity Bank may pop up with an incentive to apply as you’re online shopping with a retailer partnered with the bank. You can obtain some Comenity Bank cards without a hard pull on your credit report, which significantly increases your chances of approval. Easy approval can be attractive if you’re working on building or repairing your credit. While Comenity Bank isn’t a household name like some other credit card companies, they have more than 50 million cardholders.Ĭards issued by Comenity Bank are generally easy to get approved for even if your credit score is lower than average. retail stores, focusing heavily on store-branded credit cards. Comenity Bank is a major credit card company that has 92 credit programs for many top U.S. ![]()
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![]() ![]() The cash flow statement plays a different role by offering a higher-level overview of how money moves into, throughout, and out of an organization. Second, a budget is, quite literally, a tool used to direct work done within an organization. ![]() Related: The Beginner’s Guide to Reading & Understanding Financial Statements This provides greater context for making tactical business decisions, such as considering where to trim business expenses. Yet, they differ in key ways.įirst, a budget typically offers more granular details about how money is spent than a cash flow statement does. ![]() If the definition above sounds similar to a cash flow statement, you’re right: Your organization’s budget and cash flow statement are similar in that they both monitor the flow of money into and out of your business. This allows an organization to understand where it went wrong in the budgeting process and adjust estimates moving forward. Most organizations also prepare what’s known as an “actual budget” or “actual report” to compare estimates against reality following the period covered by the budget. For this reason, organizations often create both short- (monthly or quarterly) and long-term (annual) budgets, where the short-term budget is regularly adjusted to ensure the long-term budget stays on track.įree E-Book: A Manager's Guide to Finance & AccountingĪccess your free e-book today. Income is based on projections and estimates for the periods they cover, as are expenses. What Is a Budget?Ī budget is a document businesses use to track income and expenses in a detailed enough way to make operational decisions.īudgets are typically forward-looking in nature. For this reason, the ability to prepare a budget is one of the most crucial skills for any business leader-whether a current or aspiring entrepreneur, executive, functional lead, or manager.īefore preparing your first organizational budget, it’s important to understand what goes into a budget and the key steps involved in creating one. You won't need to worry about your calculating skills when you use a budget template-focus your energy on saving and let a template do the rest.With easy-to-use templates, you'll save time and money year-round by creating beautiful custom cards.An organization’s budget dictates how it leverages capital to work toward goals. Browse budget templates made for a range of uses, from regular monthly budgets to budgets focused on weddings, college, or saving for a home. By visualizing your expenses and financial goals, you'll be able to see exactly where your money goes. Whether you're managing the office budget of a small business or need to track your personal expenses, using a template makes it easier to stay organized. Monitor all of your home or business expenses accurately and decide what areas of your budget can be better managed. ![]() Simplify your monthly or weekly budgeting by using a free, customizable budget template. Reaching your financial goals takes careful planning and saving-using the right tools is the first step to budgeting effectively. Create Business budgets Invoices Payroll Employee recognition Employee training Hiring and recruitment Business timesheets Brochures Business cards Contests Flyers Newsletters Open house Pamphlets Posters Sales Agendas Minutes Presentations Gantt charts Memo Pitch decks Surveys Planners and trackers Back to school College tools Graduation Papers and reports Class posters Lesson plans Student awards and certificates Teacher communication Teacher presentations Decorations Event flyers Event posters Invitations Holiday Anniversary Baby announcements Birthday Memorials Wedding Health and workout trackers Journaling Positive affirmations Calculators Kids activities Labels Letters Lists Personal budgeting Cover letters Resumes Coloring books and pages Floral and garden Menus Photo albums Scrapbooking Travel Volunteering Writing Facebook Facebook ad Facebook cover Facebook post Facebook story Instagram Instagram post Instagram story LinkedIn Pinterest Pinterest ad pin Pinterest pin TikTok Twitter Twitter header Video YouTube Designer Word Excel PowerPoint Forms Clipchamp Loop Learn & grow ![]() ![]() ![]() Probably it’s the reason why Microsoft added them to the older versions of Windows in the ’90s. This game looks exactly like the one that was installed on your old computer.įreecell Windows XP - Solitaires are great games to train your patience and attention. FreeCell XP will make you feel like you are back in time. You might even remember how the menu looked like back in the day. To achieve this, you can temporary use the seven row stacks in descending order, alternating between red and black cards, beginning with the kings.įreeCell XP - Do you remember how you discovered Solitaire games? Most probably you did when you got your first computer. Solitaire Windows XP - The object of this Solitaire is to use all the cards in the deck to build up the four suit stacks in ascending order, beginning with the aces. With every new game you’ll improve your skills and see how your score will also go up. But when you complete a sequence of one suit, from King to Ace, you get 100 points. ![]() If there are no more moves during the game, just press on the deck in the right bottom corner and new cards will be dealt.Īt the beginning you always have 500 points. At the very end place Ace on Two and the whole suite will disappear from the board. For example, place the Queen of Spades on the King of Spades, or the Five of Hearts on the Six of Hearts. The main aim is to build a sequence of the same suit in correct descending order from King to Ace. Spider Solitaire involves two packs of cards (together 52 cards). If you’re new to this game, it’s better to start from the easiest level to figure out the rules. This game has three levels of difficulty depending on the quantity of suites you use (one, two or four). The rules are really simple and it’ll take you only a few minutes to understand them if you’ve never played Spider-like games before. ![]() Many people spent hours playing this game on their old computers. The online game Spider Solitaire Windows XP is a similar version of a legendary and quite popular Solitaire game that comes free with Microsoft Windows XP operating systems. ![]() ![]() ![]() I went to the local micro center, bought a 240gb SSD and a 4gb ram, had issues trying to clone the old hard drive because there wasn’t enough storage to download the cloning software, so I booted up windows with a usb and started clean. This motherboard has a SATA connection to mount a SSD and also a DDR3L slot for memory. It was out of stock, so after searching the internet I found one for $86 including shipping. I did the same as Hermelindo, I went to, looked for the correct motherboard upgrade by entering in the Dell service tag number it showed P75YT for my wife’s 3162. Today I have a faster laptop with 500gb of SSD capacity, total cost? $85.00 CDN and nothing over heats. enclosure, then I had to remove the cover (the thinnest ssd doesn't let you close the keyboard part) and I am using the mSATA to SATA card bare. I purchased a motherboard and reused the memory, and an old mSATA to SATA converter card. (Dell wanted $400.00 plus the value of my purchase error to exchange it!). ![]() I made the same mistake than everybody else by purchasing a 32gb emmc, and although I managed to allocate portions of Windows 10 (after a clean installation) on a micro SD card I was not happy with the 128gb capacity of the card reader and I did not want to expend more than $100.00 to make this toy useful. I reused a 4gb chip, but recently I read on another article that also works with a 8gb module! Mmmm.something to investigate in the future!. It also has a connector for DDR3L SODIMM memory (the L after 3 stands for Low voltage). ![]() Yes it was a bad purchase, but there is a solution not mentioned at all: replace the motherboard for a Dell Inspiwhich has a Pentium N3710 cpu and one SATA connector. ![]() ![]() ![]() ➔ Application compatible with 99% android devices! ➔ You can request to add anime to your wish ➔ You can save any Anime wallpaper in SD card or internal storage No copyright infringement is intended, and any request to remove one of the images/logos/names will be honored.If you love Anime you will find in this app Anime Live Wallpaper 4K background and live anime wallpaper you want are in high quality for your mobile, Ready to take a step up in customizing your device? Set spectacular anime backgrounds to your screen! These images are not endorsed by any of the prospective owners, and the images are used simply for Live Wallpapers purposes. * Please note that you can’t set Live wallpapers if you’re using the Low Power Mode.ĭisclaimer: All the wallpapers in this app are under common creative license and the credit goes to their respective owners. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. The cancellation will take effect the day after the last day of the current subscription period and you will be downgraded to the free service. You can cancel your subscription or free trial in the iTunes settings at least 24-hours before the end of the free trial period. Subscription with a free trial period will automatically renew to a paid subscription. ![]() * Subscription payments will be charged to your iTunes account at confirmation of your purchase and upon commencement of each renewal term. *Choose From different subscription options, Our Standard subscription options are : Upgrade to the Premium version and unlock all premium wallpapers, get regular content updates and remove ads You can choose between 4K as well as Full HD version of Image to save in your phone. Although user must be on HomeScreen in order for this feature to trigger. ![]() Background will be changed when user locks the device. This feature is available in both Wallpaper Live. User can set Blur Image in Static Anime Wallpaper. Blur Intensity can be set in Settings as per user preference in Static Wallpaper Changer Settings.Ĭhange Wallpaper when Device Screen is Locked: Customize Anime Wallpapers and Backgrounds from your gallery. Create Your own Live Anime Wallpapers, You can Make new Live Anime Backgrounds from existing Videos or new recorded owns. App offers large number of Live Backgrounds as well as AMOLED Live Wallpapers organised across different Categories : Over 1000 Popular anime and characters made for fans by fansĪpp also offers Static Anime 4K as well as Full HD Backgrounds which can be used in LIVE Wallpaper Live Anime Wallpapers & Static Anime 4K Wallpapers : This app includes thousands of Live Anime Wallpapers to choose from which can be used on Home Screen & Lock Screen giving it a Unique and Elegant look which also acts as Screensaver.įeatures of Live Anime Wallpapers - 4K Wallpapers (Ultra HD Backgrounds) : Live Anime Wallpapers | 4K Wallpapers is an app that has large varieties of HD Live Backgrounds, 4K (UHD | Ultra HD) as well as Full HD (High Definition | FHD ) Wallpapers | Backgrounds. Wallpapers - Trends - Premium - Favorites - More Get high-quality anime backgrounds for your screen and make your device happy ! ![]() ![]() ![]() The yoga postures look deceptively mellow, a yoga face gives nothing away but actually we are trained to keep our facial muscles relaxed whilst we practice. Focused on physical, mental and spiritual relaxation. The class closes with a 10-15 minute deep guided relaxation practice. As a class gets more advanced variations of these postures are introduced. Once we’ve warmed up we move in to the main body of the class and practice the 12 Sivananda asanas in sequence. We follow Sun Salutations with leg stretches to further warm up the hamstrings, and double leg lifts to strengthen the abdominal muscles. ![]() Each movement is coordinated with the breath to bring the mind to focus. ![]() To warm up we practice a series of flowing movements called sun salutations (surya namaska). In a typical class we begin with about 15-20 minutes of pranayama or breathing exercises. In the Sivananda class we practice a profound 12 posture sequence with variations. According to yoga scriptures there are 8,400,000 different yoga postures. The dynamic and disciplined physical poses evolved in order to allow the spiritual seeker to develop enough strength, health and flexibility in their bodies, so that they could then sit for long periods of time in meditation and contemplation on the divine. Yoga practices originate from the spiritual texts of India and evolved as a tool to help the yoga practitioner attain a state of enlightenment or union with supreme consciousness. All of our classes at Light Yoga Space are classical hatha yoga, taught in the Sivananda tradition and follow an ancient sequence of yoga postures (asanas), deep relaxation practices, and breathing exercises (pranayama) ![]() ![]() If you try to tap anywhere on the screen to move around, it will just activate the healing tool. Once you have zoomed in, use the small image map on the bottom-left of the screen to navigate through the image.The higher the zoom, the bigger the chance that the selected area will seamlessly blend with the rest of the scene. Drag the image using two fingers to zoom it to the maximum.Anything that you touch on the image will automatically initiate the healing tool, so try to be careful. This is where the sensitive part comes in. When the tool activates, you will be taken back to the picture. Find the healing tool icon that looks like two band-aids forming an ‘X’ shape.Tap the ‘Tools’ tab on the bottom of the screen.Once you load and prepare the picture, it’s time to use the healing tool. However, it’s always best to leave the image in its original form and shape before you use the healing tool. Select the picture that you want to edit.Tap on the empty background to open the photo library.To prepare your image, follow these steps: It also works much worse on lower-quality images. This tool won’t work to its full potential with images that have a lot of small details, colors, or objects. This sometimes works out magically, but other times it can completely ruin the picture. It removes the selected elements and covers them with surrounding details. Step 1: Preparing the Pictureīefore you start editing, you should know a few things about the healing tool. The tool is not intended for larger surfaces, but removing glare and lens flare should be relatively easy. It works on a similar principle to Photoshop’s ‘Content Aware’ fill tool, where the software draws the pattern and color scheme and fills a certain area with it. This tool will clear blemishes, stains, ink, acne, spots, and any unwanted details. Instead, the algorithm will blend the selected part with the rest of the environment so no one will notice anything else was there before. Snapseed has a healing tool which allows you to remove an unwanted part of the picture without cutting it out. ![]() Let’s go through this method and make all these unwanted elements go away. Of course, you are going to need a bit of patience, too. Thanks to a built-in feature called healing tool, you can make these details disappear. ![]() ![]() Instead of ruing your missed opportunities, you can use Snapseed’s wide range of image-altering tools to try and make the glare disappear. It happens to everyone – just when you thought you have captured a perfect image, you notice a glare or a lens flare covering a portion of it. ![]() ![]() ![]()
![]() ![]() At the simplest end of the spectrum, you can publish your site to a Mobirise subdomain for free. One of the best things about Mobirise is that it lets you host your website anywhere. ![]() With the Mobirise editor, you can actually customize the mobile version of your site directly, ensuring all visitors have an optimized experience. As internet use has transitioned from desktop to predominantly mobile over the past few years, mobile-first design has become increasingly important. There are more than 4,200 different blocks to choose from, which means that you can add virtually any feature imaginable.Īnother standout feature is the powerful mobile-first editor. Many website builders use a drag-and-drop, block-based editor, but Mobirise stands out from the crowd. Blogging and ecommerce tools are limited, but there’s little else to complain about here. Mobirise’s website builder is backed by a suite of excellent features which are designed to streamline the site creation process, regardless of your skills or experience. Once one learns the ins and outs of the system, they could hypothetically put together a polished looking site in less than a half hour.You get to choose where you host your Mobirise site (Image credit: Mobirise) This simple structure allows users to design and deploy websites at an incredible pace. ![]() You have enough space to create something uniquely yours but not enough to make a cluttered mess. Mobirise walks that careful, narrow line between too much and too little. Inexperienced designers often have a propensity for overloading their sites with any variety of complex functions and designs. Mobirise's wheelhouse is relatively simple websites like landing pages and portfolios. They offer a decent selection of options, ranging in complexity from simple hyperlinks to embedded videos, but they don't offer the same level of depth you'll find writing in code or working with a more sophisticated designers. A large variety of different blocks are available. Instead, you just pull content blocks from materials displayed on the right panel of the editor and paste them into your page as needed. In another odd break from common conventions, there are no templates available out of the box for Mobirise. The icons are wordless, but they convey everything they need to in the very limited space they're given. You'll start with a bare bones web site, a stripped down menu that allows you to publish your site and test out how it will look on a phone, tablet, or monitor, and an orange button that allows you to edit what's there. The first thing you'll notice when you open up the suite is how minimalist it is. Setup is simple, and it can be handled in a mere matter of minutes. While a standalone application may be more intimidating than a web application at first, it needn't be. Mobirise's design allows you to work on your content even if you aren't connected to the internet. While there's plenty of freemium design programs around, they're largely run directly through your browser rather than through standalone software. Somewhat surprisingly, Mobirise's positioning as a standalone, offline application is an aberration in the world of free website designers. While it's missing some of the bells and whistles you'll find with more advanced website creators, it's an intuitive tool that can help you put together a respectable mid-range site, and it's completely free to use. Mobirise is designed for people in need of websites, and their focus is especially on small or medium sized business owners. ![]() But as coding languages have become more advanced, so have the tools we can use to get results. Overall Opinion: Website development was once the domain only of a group of highly paid specialized who understood intimately the ins and outs of HTML, CSS, and JavaScript. ![]() ![]() Meanwhile, the dean himself guards the Academy and searches the archives for a spell that could help you against the evil Sorcerer. They recommend to obey Peregrim's orders for the time being to buy some time until they find a way to stop him. The Sorcerers Bastaran and Sylawney, which you know from the Academy, secretly arrive in town, sent by Dean Durku to assist you. "Above all, I want Dean Durku's head!"Īt a loss and intimidated by the reports of the Halflings, you decide to submit for the time being and build a lair for the Sorcerer from where he can supervise your city and advance his plans. He threatens to destroy the city if you don't help him build an army to kill all other Sorcerers in the world. It's worse than the orc horde!Ī short time later, the villain behind it reveals himself. It is as if there is an evil spell over the forests that turns animals and plants alike into sinister creatures, which then attack villages and drive the inhabitants away. Once a Tournament started, you will notice that the World Map icon includes the Tournament icon: As an example we will take a closer look at a Crystal. This rotates every week through Marble, Steel, Planks, Crystal, Scrolls, Silk, Elixir, Magic Dust and Gems. No one has ever seen creatures like this before. Every week, Tournaments take place in your solved Provinces of one Goods type. Just a suggestion.The Halflings report that there have been gruesome events in the surrounding regions. Or, If you run into such things and find them too difficult/complex you could say nothing except that "I find them too complex." and leave it at that. Such qualifiers lessen the impact of your judgement and turn what sounds like a harsh complaint into a observation/personal opinion. You might like to qualify such statements with "in my opinion" or "it seems to me," or even "While some find them useful" (which some do) "for me they are too complex). Referring to them as "crazy" and "more trouble than they are worth," are personal judgements but do come across as general statements of the products worth. The calculators, spreadsheets, and advice offered is sometimes more complex than we like, but the people offering those things have put a LOT of work into their effort. In addition, please be careful about complaining too much when tools others supply for free don't meet your needs. In other words, what I do depends (there's that word again) on a lot of other things than how many sentient goods mfrs I have. If this is your fs's first FA together, it will save you a boat load of angst if, during the FA, you change the status of all memebers who are not in the lead group to 'Fellow' so that the flags at the end of the stages are not pulled too early. This should be decided as soon as possible. I have 1, 2, 1 and am in chapter 15 with no real problems, but I collect 5 times a day, produce a lot of spells and have AW production increases, as well as sentient goods decay decreases. It is very helpful for one person or a very small group to take the lead during the FA. One thing effects another, effects another, and so on and so on. However, an awful lot of answers, in this game, end up saying "depends." Depends on playing style, speed desired of advancement, how many times you collect each day, the amount of space you have and so on, including how many diamonds you are willing to purchase. It's always easier to just follow the easiest course. If you want simple answers I can understand that. simple to understand questions asking for simple to understand answers. thinking of going with only one standard boosted manufacturer as i have like 1.5 million in each. They're either not very smart, too aggressive, or they're about as attentive as a 3-year-old. The site keeps getting better and better. Research needs and Required Quests all together with easy navigation. Really good job on your layout for the Constructs chapter. Freakenspleen is always tinkering with his creations, but they always end up having some issues. Just wanted to give a shout out to elvenar gems. 245k for my next 3 knowledge upgrades while using sentient goods to upgrade all manufacturers along with using sentient goods to produce goods in my visitor race buildings. Dear Humans and Elves, We have a new Event coming up Whispers of the Soul - On Beta from October 2nd. I am seeing the need for a 2nd sentient boosted building of each now. now i ask, " do i need 1 or 2 boosted sentient buildings of each" ? nice and simple. (if you have not learned about sentient goods yet, read it, get a head start on building those buildings a map ahead of time) There are simple rules like, "only build boosted buildings" or " you only need 2 standard boosted buildings once you start building sentient boosted buildings". the gems page was nice and simple, but again, it does not answer the simple question i asked. ![]() " how many of each sentient boosted buildings does one need in the last 2 maps" ? i do not need to use some spread sheet from hell. Thank you, but i do not need that crazy calculator that would be more trouble to learn than it is worth, i asked simply. ![]() |
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